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Helping
free thinkers get financial

Move ahead with smart solutions designed to suit you.

We can help put you on the path to achieving your financial goals

As a leading non-bank in New Zealand, it’s our mission to find a free-thinking finance solution for you – whatever your circumstances.

Whether you’re buying a home, investing in property or want to make your savings work harder, Liberty has tools to help you build towards your goals.

Like you, we think differently

And our free-thinking options give you freedom of choice.

We’ve helped more than 850,000 customers get financial across the Liberty Group.

The Liberty Group has been supporting free thinkers from diverse backgrounds for over 26 years.

Proudly B Corp certified to make a difference beyond finance.

Embracing diversity through partnerships with FIAP, Work180 and more.

No matter what your financial goals are, we can find a solution to fit your needs.

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Want to know how much you can borrow?

Our easy-to-use online calculator will give you an idea of what’s possible.

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Frequently asked questions

  • Liberty is a leading non-bank in Australia and New Zealand. We celebrate the things that make us different, and our products are tailored to suit customers’ circumstances.

    Over the past 26 years, this free-thinking approach to finance has seen more than 850,000 customers get financial across a wide range of lending and investment products across the Liberty Group. In short, we are a free-thinking finance company that offers innovative solutions to support customers with greater choice.

  • Everyone deserves the opportunity to own their home, whatever your situation. Whether you’re in the market for your first home, an investment property, a refinancing solution or debt consolidation, we have an option to suit you.

    And if you’re ready to invest but prefer more certainty, we offer a range of term deposits for you to lock in your return. Our range of terms and competitive rates could be just what you need to get financial.

  • Liberty Financial is a licenced non-bank lending institution and non-bank deposit-taking institution (NBDT). An NBDT is an entity that is not a registered bank but carries on the business of borrowing and lending money and providing financial services. Non-bank lenders and NBDTs like Liberty play an important role in the New Zealand market, helping thousands of Kiwis access the solutions they need to make big things happen.

  • At Liberty, we know you’re more than just your credit score. We take a practical approach to your home loan application. Depending on your situation, we may need to meet the standard requirements – such as bank statements and proof of income – but we’re often able to be more flexible to help those with more unique circumstances. Liberty offers a range of free-thinking loan options to help you find a solution that suits you. To find out if you qualify and find a home loan that suits you, get in touch with us today.

  • Term deposits are an easy and dependable way to make your money work harder. With fixed, competitive interest rates and flexible terms from 3-60 months, we can help you get financial no matter where you are in your journey. Liberty has an experienced and knowledgeable team dedicated to guiding you through the process. Our investments are secured by company assets and invested in reliable areas, such as residential mortgages and commercial equipment lending.