Home Loans

Home loan solutions for free thinkers

Our mortgage options will make you feel right at home.

Flexible home loans to help you get financial

Buying a home is one of the biggest life decisions you’ll make. Finding a suitable loan will make the process substantially smoother.

At Liberty, our goal is to help more people get financial, which is why we offer a range of flexible and free-thinking home loans. We think about things differently, so you won’t need to worry about self-employment, complicated situations or past missteps holding you back.

Whether you’re buying your first home, an investment property, refinancing or consolidating debt – we’ve got an option to suit you.

Our products

Prime home loan

Whether it’s your first home, an investment or you’re refinancing, this free-thinking loan could help you take the next step.

  • Loans up to $2M**
  • Borrow up to 80% of property value*
  • Interest only^ and fixed rate options available
  • Multiple loan splits
  • Add our Boost loan for higher LVR

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Standard loan agreement

Custom home loan

We understand things don’t always go to plan. With this tailored solution, the past doesn’t have to hold you back from your next home.

  • Loans up to $2M**
  • Borrow up to 80% of property value*
  • Interest only options^
  • Poor credit history considered
  • Debt consolidation options

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Standard loan agreement

Custom low doc home loan

Perfect for people who earn a living a little differently. With alternative income verification, it’s a great option for self-employed borrowers.

  • Loans up to $2M**
  • Borrow up to 75% of property value***
  • Interest only options^
  • Flexible income verification
  • Start-up or established business income accepted

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Standard loan agreement

Prime Boost home loan

Designed for borrowers with a deposit that needs a boost, this free-thinking loan can help stretch your savings further.

  • Owner occupiers borrow up to 90% of property value+
  • Investors borrow up to 80% of property value+
  • Terms from 1-7 years
  • Split loan
  • Low deposit

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Standard loan agreement

Private home loan

A short-term lending solution to power a variety of situations. Suited to investors, we can give you the helping hand you need.

  • Borrow up to 60% of property value^^
  • Interest only
  • Terms from 6 months to 3 years
  • No income verification required
  • Option to capitalise repayments for first six months

Fixed rate per annum from##


Standard loan agreement
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Need more information?

Here you can find out more about our home loan interest rates, fees and charges.


Want to know what you can borrow?

Our easy-to-use calculator will give you an idea of what’s possible.


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Things you should know:

#Higher interest rates may apply. The actual interest rate applicable will depend on our assessment criteria and the loan to value ratio. Please speak to your local Mortgage Adviser for more details.

^Up to 3 years interest only.

*Up to 80% LVR for owner occupier or 70% LVR for investors & subject to suburb assessment.

**Subject to LVR restrictions.

***Subject to suburb assessment.

+Total LVR including Prime loan. Subject to Prime loan approval and suburb assessment.

^^Can capitalise interest up to 60% LVR.

## Higher interest rates may apply if capitalising interest.