Helping free thinkers thrive

Pioneering new standards in finance and the community to help support more Kiwis.

At Liberty, we’re proud to offer free-thinking home loans and term deposits to support New Zealanders with greater choice.

We pioneered specialty finance in New Zealand and Australia, recognising many borrowers were not being well serviced by traditional lenders. Financial inclusion is in our DNA and we believe individuals should enjoy the financial freedom to pursue their preferences.

Since we first started operating in New Zealand in 2001, Liberty has advanced more than $2 billion in home loans to become a leading finance company in New Zealand.

Liberty is part of the Liberty Group – a highly regarded and leading specialty financial services provider established in 1997. The group employs over 500 team members, with offices in Auckland, Sydney and Melbourne, and is backed by ASX-listed company Liberty Financial Group Ltd (ASX:LFG).

The Liberty Group also comprises Mike Pero Mortgages offering mortgages, personal loans and insurance.

Top Mortgage Employer 2023
Silver EA Medal Non-Bank Lender of the Year

"Liberty has always had a flexible, client-first approach to service. This is the cornerstone of our stability and success, and it enables us to provide options for every kind of customer."

Aaron Skilton


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Our loans

We recognise every borrower is different. That’s why we offer lending solutions tailored to you. With out-of-the-box options, we can assist borrowers with greater choice. If you’re searching for a home loan, you can unlock your finance goals with Liberty.


Our term deposits

We're focused on the future and proud to offer term deposits to customers from all walks of life. We've designed our investment solutions to grow savings faster and help more people get financial.

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Our credit rating

Liberty is a highly regarded lender with a long-term investment grade credit rating of BBB- (Outlook Positive) from S&P Global. You can view full terms and conditions in our current Product Disclosure Statement.



We believe in giving back to communities both on and off the field. We proudly sponsor the women’s and men’s A-League, supporting the next generation of football stars. We’re dedicated to sustainability and social impact, recognised as a B Corp. Demonstrating our commitment to strengthening financial wellbeing, Liberty is the first non-bank lender to join the Financial Inclusion Action Plan Program, managed by Good Shepherd Australia New Zealand.



Our team of free thinkers are our most important asset. We’re proud to have built a truly inclusive community, celebrating the many things that make us unique.


While customers can reach out to Liberty directly for investment options, our home lending solutions are only available through a network of dedicated Introducers.

Accredited Liberty Introducers are mortgage advisers who are members of a professional industry body bound by its code of conduct.

Liberty’s commitment to supporting our broker channel is unwavering. To learn more about becoming accredited with Liberty, please contact a member of our Introducer Support Team on 0800 003 391 or at