How to invest

Lock in fixed returns on your savings with Liberty’s investment grade term deposits.

How to get started with Liberty term deposits

It’s easy to invest with us, just follow the simple steps below. If you need help at any time, you can call us on 0800 003 391 or email

Step 1. The best place to start is the Product Disclosure Statement. This will provide insight into the nitty-gritty of Liberty term deposits.

Step 2. Decide how long you’d like to invest your money for. Remember – you won’t be able to access your money during the term, but the longer you invest, the higher your interest rate.

Step 3. Choose how often you’d like your interest paid. There are a couple of options to suit your needs. You can:

  • be paid quarterly for regular income; or

  • have interest compounded quarterly for capital growth.

Step 4. Complete and sign the Application Form.  Email this form and a bank statement from your nominated bank account to

Step 5. If this is your first time investing with us, a text will be sent to the mobile number you provided on your application form asking you to verify your NZ Driver License or NZ Passport.

If you do not have a NZ Driver License or NZ Passport, you can download the Certificate of Identity and have an authorised person verify your identity instead. Please email the completed certificate to

Step 6. You’re ready to invest! Transfer your funds to Liberty Financial Limited (BNZ account 02-0100-0622608-002) and be sure to include your surname and initials as the reference.

You can also mail your application forms to us at:

Investment Services
Liberty Financial Limited
PO Box 4295
Shortland Street
Auckland 1140

When we've finalised your application, we’ll send you a letter of acknowledgement showing the details of your investment.

If you have any questions, please see our FAQs or call us on 0800 003 391.


Apply to open a term deposit

Enter a few details below to download the application form.

By clicking submit, you agree to our Privacy Policy and to receive the Term Deposit PDS, Application Form and relevant marketing communications.