Welcome!
Term deposits for free thinkers
With a Liberty term deposit, you can lock in a competitive interest rate with flexible term options. And as the only finance company in New Zealand with an investment grade credit rating - Liberty offers greater confidence in your investment.
Our investment terms and interest rates (per annum) are shown in the table below. Minimum deposit amount is $5,000 and maximum $5,000,000 of total deposit per investor.
Investment term | Interest rate |
---|---|
3 months | 4.75% p.a. |
6 months | 6.35% p.a. |
9 months | 6.15% p.a. |
12 months | 6.00% p.a. |
18 months | 5.50% p.a. |
24 months | 5.50% p.a. |
36 months | 5.40% p.a. |
48 months | 5.30% p.a. |
60 months | 5.30% p.a. |
Have a question about our rates? Contact us on 0800 003 391.
Liberty Financial Limited has registered a Product Disclosure Statement (PDS) for the issue of Term Deposits. Liberty Financial Term Deposits are secured by a first ranking security (subject to prior permitted charges, if any). Full terms and conditions are set out in our PDS together with all Supplementary Product Disclosure Statements and are available on request from Liberty Financial Limited or can be downloaded here.
When you choose to grow your savings with Liberty Financial Limited, you can have confidence in your investment. Here are some of the reasons why:
We offer competitive returns that may match your investment requirements.
Our term deposits are investment grade thanks to our BBB (Outlook Stable) credit rating.
With no account or transaction fees, you can focus on your investment.
Flexible terms from 3 to 60 months give you greater control over your investment.
Fixed interest rates give you certainty and help you maximise your savings.
We have an experienced and knowledgeable team to help you grow your investment.
Product Disclosure Statement and Supplementary Product Disclosure Statements - Important information to help you decide whether to invest.
Financial statements - View our recent financial statements.
Credit rating - Our investment grade rating of BBB (Outlook Stable) from S&P Global.
Investing with Liberty is easy. Just follow our simple steps for opening a secured term deposit.
Enter a few details below to download the application form.
We also offer our investment options to qualified institutional investors. These investments are backed by specific company assets and rated highly by international ratings agencies. We are the only finance company in New Zealand with an investment grade credit rating. Our credit rating is BBB (Outlook Stable) from S&P Global.
Investors in Liberty also benefit from our parent company’s high-quality portfolio servicing capabilities. These are recognised among the best in the region, with a “strong” ranking from S&P Global.
For more information, please contact Igor Stychinsky - General Manager - Liberty at istychinsky@libfin.co.nz.